Comparison of Medicare Supplement Plans

Medicare Supplement Insurance Plans (aka Medigap) adds extra coverage to your Original Medicare Parts A and B and will pay for healthcare expenses that Part A and B do not fully cover, like co-pays, deductibles and other charges. Since Medicare regulates Medigap, the benefits for each plan are the same for every carrier. However, you should consider the premiums, service and overall dependability of the carrier when deciding on a plan that is right for you. We have provided this convenient side-by-side comparison of your Medicare Supplement options as a great way for you to start your Medicare Journey!

Medigap Benefits

Medigap Plans

A

B

C

D

F*

Most Popular

G*

Most Popular

K

L

M

N

Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Part B coinsurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes***

Blood (first 3 pints)

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A hospice care coinsurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Skilled nursing facility care coinsurance

No

No

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A Deductible

No

Yes

Yes

Yes

Yes

Yes

50%

75%

50%

Yes

Part B Deductible

No

No

Yes

No 

Yes

No

No

No

No

No

Part B Excess Charge

No

No

No

No

Yes

Yes

No

No

No

No

Foreign travel exchange (up to plan limits)

No

No

80%

80%

80%

80%

No

No

80%

80%

Out-of-pocket limit**

n/a

n/a

n/a

n/a

n/a

n/a

$7,060

3,530

n/a

n/a

*Plan F and G on the above Medicare Supplement chart offers a high-deductible plan. If you have this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,800 before your Medigap plan pays anything.

Note that as of January 1, 2020, Medigap plans sold to new people with Medicare aren’t allowed to cover the Part B deductible. Because of this, Plans C and F are not available to people new to Medicare starting on January 1, 2020.

**After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.

***Plan N on the above Medicare Supplement Chart pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.

ADDITIONAL MEDICARE DISCLAIMERS: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

The above information on Medicare costs was retrieved from Medicare.gov.

Pathway Health Insurance Experts, nor it’s agents, are not part of the Federal Government Medicare System. The content in on this page has not been reviewed or approved by Medicare.