Most dental care coverage places an emphasis on regular preventive care by covering small routine costs. A thorough examination by the dentist and a set of x-rays are all it usually takes to diagnose a problem.
Individual and family dental policies are relatively inexpensive but can go a long way in promoting your overall health. Studies have shown that regular dental exams can not only optimize oral health to prevent cavities and bad breath, they also detect serious medical conditions such as heart disease and diabetes. Some studies have even shown that people who have dental insurance suffer less from depression, than those who do not have coverage.
Dental Plans offer a variety of diagnostic, preventative care, & corrective services including cleanings, exams, x-rays, fillings, root canals, orthodontia for children, & emergency care. Like medical coverage, the plans can range from a PPO or HMO to a Pre-paid, fee-for- service or discount plan. It’s important to review all of the coverage since the plans can vary by deductible and coinsurance limits.
By placing an emphasis on prevention, and by covering regular teeth cleanings and check-ups, Americans saved nearly $100 billion in dental care costs during the 1980s.
Make sure your dental costs are covered. And, with the new standardized health insurance plans, all carriers will be required to offer pediatric dental services.
To learn more about your dental options, please request a quote by contacting at info@pathwaymarketplace.com or call 214-707-6056.