Most employers don’t overpay because they’re careless. They overpay because nobody’s actively shopping their plan between renewals. Before your next increase lands, let’s find out where you actually stand.
Brokers are paid by the carrier, not by you. That’s not automatically a conflict — but it does mean a broker who isn’t actively re-shopping your plan every renewal can quietly cost you more, year after year, without you ever seeing it happen.
Whether it’s your first plan or your fifteenth renewal, the only way to know if you’re getting a fair deal is to check.
Here’s exactly what happens when you work with us — no jargon, no pressure, just a clear process and real numbers.
Honest information to make smart choices — even if that means staying exactly where you are.
Competitive bids from multiple carriers, compared side-by-side — not ballpark guesses.
We handle compliance, enrollment, and communication so your team can focus on people.
ACA and Texas compliance built into every plan we recommend — not an afterthought.
We review your current plan design, census, funding, and contribution setup. Zero cost, zero obligation.
Your plan gets compared across dozens of national carriers and funding options.
A side-by-side report with real numbers — usually within a few business days.
Six quick questions. Honest answers get you the most useful result. No email required to see it.
Good — keep them. Plenty of our best client relationships started this way: we benchmark your current plan against the market at no cost, and if it’s already competitive, we tell you that. This isn’t about replacing anyone; it’s about knowing where you stand.
That’s fair — and you don’t have to switch anything to get the analysis. Most employers use this to plan ahead of their next renewal, not to make a change today. Knowing your options early gives you leverage even if you stay exactly where you are.
It depends on your group size, current funding structure, and how long it’s been since your plan was last shopped — but employers who haven’t had a second opinion in a while commonly find 10–30% in savings once we do a full market comparison. We’ll show you real numbers, not an estimate.
One 30-minute call. A documented analysis within days. If your current plan is already the best deal available, we’ll tell you that too.
We do not offer every plan available in your area. Currently we represent 5 to 12 organizations which offer 20 to 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.