Privacy Policy
Pathway Health Insurance Experts, Inc. (“Pathway,” “we,” “us,” or “our”) respects your privacy. This policy explains what information we collect through this website, how we use it, and the choices you have.
1. Information We Collect
Information you provide directly, such as your name, email address, phone number, and any message details when you submit a quote request, consultation request, or contact form.
Automatically collected information, such as your IP address, browser type, device information, and pages visited.
2. How We Use Your Information
We use the information you provide to respond to your inquiries, prepare insurance quotes, connect you with the appropriate carrier or resource, and improve our website and services. We do not sell your personal information.
3. Sharing Your Information
As a licensed insurance producer, we may share the information you provide with the insurance carriers, third-party administrators, or government resources (such as Medicare.gov) necessary to process your request. We do not share your nonpublic personal information with unaffiliated third parties for their own marketing purposes, except as permitted by law.
4. Your Choices (Gramm-Leach-Bliley Act Notice)
As a licensed insurance producer, Pathway is considered a financial institution under the Gramm-Leach-Bliley Act (GLBA). This means we are required to explain how we collect, share, and protect your nonpublic personal information (NPI) — information such as your income, health information provided in connection with an insurance application, and other financial details you may share with us while obtaining a quote or policy.
We do not sell or share your nonpublic personal information with unaffiliated third parties for marketing purposes. We may share this information with insurance carriers, underwriters, and service providers as necessary to process your insurance application or service your policy, and as otherwise permitted or required by law.
You have the right to opt out of certain disclosures of your nonpublic personal information. To exercise this right, please contact us using the information in Section 10 below.
5. California Residents (CCPA/CPRA)
If you are a California resident, the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), provides you with certain rights regarding your personal information, including:
• The right to know what personal information we have collected about you
• The right to request deletion of your personal information
• The right to correct inaccurate personal information
• The right to opt out of the sale or sharing of your personal information (Pathway does not sell your personal information)
• The right to non-discrimination for exercising your privacy rights
To exercise any of these rights, please contact us using the information in Section 10 below. We may need to verify your identity before processing your request.
6. Cookies & Tracking
This website uses only essential cookies necessary for basic site functionality, such as remembering your session while submitting a form or improving page load performance through caching. We do not use Google Analytics, advertising pixels, or other third-party tracking or analytics tools on this website.
7. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
8. Children's Privacy
This website is not directed to individuals under 13, and we do not knowingly collect information from children.
9. Changes to This Policy
We may update this policy from time to time. The “Last Updated” date at the top of this page reflects the most recent revision.
10. Contact Us
Pathway Health Insurance Experts, Inc.
2312 Tremont Blvd, McKinney, TX 75071
214.707.6056 · info@pathwaymarketplace.com